Home Ownership

Our Home Ownership Program was developed to encourage and support affordable, safe, and well maintained home ownership. Our services include home buying and ownership education, budget and credit counseling, foreclosure prevention and housing development. Our target population are clients living in Kanawha, Boone, Putnam and Fayette counties who are at 80% or below the area median income.  We help our clients through Housing Counseling and New Home Development.

Housing Counseling
Our Housing Counseling Program was implemented in 1995.  We have counseled over 1800 families and have helped over 500 families become first-time home owners. Working with a housing counselor, each family or individual is able to resolve their unique issues and make home ownership a reality. 

Housing Counseling:
•    provides private counseling with individuals or families to resolve issues that may be obstacles to home ownership;
•    serves as a resource to families through pre-purchase education and counseling;
•    bridges the gap between financial and public institutions and citizens not familiar with their processes; and
•    works with traditional financial agencies and government agencies to make mortgages affordable.

New Home Development:
RCCR builds new homes that are sold to first time homebuyers who are mortgage qualified and who are at 80% or below the area median income.   Since 2001 RCCR rehabbed and sold 8 condos on Charleston's East End.  Since that time RCCR has built 26 affordable single family homes in Kanawha and Putnam Counties.  These homes were built in partnership with the city of Charleston Mayor's Office of Economic and Community Development (MOECD), West Virginia Housing Development Fund, and Empire Development Corporation. 

If you are interested in becoming a first time homebuyer, contact Andy Myers, (304) 346-6398, amyers@rccr.org.

Click here to take a virtual tour of one of our homes. 

Watch this new home built recently in Dunbar, WV.